Terms & Conditions

This course is operated by Stefanie Ruth of Live and Breathe Reiki LLC. Throughout the site, the terms “I,” “me”, ”“we”, “us,” and “our,” refer to Stefanie Ruth and Live and Breathe Reiki LLC. Stefanie Ruth offers this site, including all information and services available to you, upon your acceptance of all terms, policies, notices, and conditions stated here. By visiting our site and/or purchasing something from us, you agree to be bound by the following terms and conditions. The Terms & Conditions apply to all users of the site (customers, merchants, browsers, vendors, businesses). Please read the entirety of our Terms & Conditions before accessing and/or using our website. If you do not agree to all Terms & Conditions, you may not use any services, products, classes, or access the website. We have the right to update, replace, edit, or change any part of the Terms & Conditions by editing, posting changes, or updates to our website. By continuing with this course, you are agreeing and accepting all changes. Please access and read the Terms & Conditions as there may be changes.  We have the right to change our prices and change or discontinue any services, programs, products, or programs without notice.


All services, readings, classes, programs, and courses offered on the website are for entertainment purposes only. There is no guarantee of the accuracy, results, or benefits of the services or online courses provided. All of the information provided on the website and with our services, is given as guidance only, as part of our spiritual practice/religion, and is subject to your own personal interpretation. The user is responsible for his/her own life choices and decisions. As such, by receiving a product, program, class, or service, you claim full responsibility for any and all choices and/or actions taken, based on the content of your reading or service. We are not qualified, nor do we give legal, financial, psychological, medical, business, or any other advice. Seek out a reputable licensed professional for specific advice. Stefanie Ruth and/or Live and Breathe Reiki LLC assume no legal liability or responsibility for any damages, losses, or other consequences of any client decisions, subsequent to, or based on readings or spiritual information provided. By using this website, receiving a service, and/or enrolling in a course/program/service, you confirm that you are over 18 years of age and confirm that you understand and agree with these Terms & Conditions.

Nothing displayed on this website, in our products, emails, courses, or services, is a replacement for professional medical/psychological care or legal, business, or financial advice. Consult the proper professional for any legal, business, medical, psychological, or financial questions. Your participation in the use of our website and/or participation in any of our services, programs, and classes is voluntary. We are not responsible or liable for any harm or damage to you, your child, or your business, resulting from direct or indirect use of materials or content displayed on our website or by participation in any of our services. You, the client and/or his/her/their representative(s), agree to hold harmless, Stefanie Ruth and/or Live and Breathe Reiki LLC from any claims, direct/indirect damages, or liability of whatsoever kind or nature arising out of or in connection with our website, services, programs, products, or services. You, the client and/or his/her/their representative(s), agree to not make any claims against us.

Oracle & tarot readings: Stefanie Ruth does not answer questions about specific health or medical conditions, legal situations, financial situations, or pregnancy. Readings are only for people 18+ years of age. We reserve the right to refuse service to anyone, at any time, for any reason. Card readings are for entertainment purposes only. The information provided should not replace advice from a professional. If you have legal, medical, psychological, or financial concerns, please seek out a professional. Stefanie Ruth and/or Live and Breathe Reiki LLC is not responsible for any actions/inactions taken by the client, or for any outcomes which you associate from this reading. There are no guarantees that the information provided will meet your expectations. There are no refunds or exchanges. 

Reiki services (in-person and distance Reiki), Sound Healing, Energy Healing, Akashic Records readings: Reiki/Sound Healing/Akashic Records/Energy healing sessions may not cure a specific illness and they are not a substitute for professional medical treatment. They do not take the place of medical, psychiatric, or psychological care. These services are intended to be a complementary service, to aid in relaxing the body and mind. We reserve the right to refuse service to anyone, at any time, for any reason. Stefanie Ruth does not diagnose conditions, perform medical treatment, prescribe substances, or interfere with the treatment of a licensed medical professional. If you have any medical conditions or concerns, you should seek advice from your doctor prior to booking a session. With Reiki and other forms of energy work, there is no guarantee of success. Any spiritual information that is channeled or received during the session, is offered as part of my practice as a healing minister, for entertainment purposes only, and should not be taken as medical, psychological, business, legal, or financial advice. Stefanie Ruth and/or Live and Breathe Reiki LLC is not liable for any direct/indirect issues resulting from the spiritual information or advice provided, or for any outcomes which you associate from the service. There are no guarantees that the information provided will meet your expectations. There are no refunds or exchanges. 


Online Courses, Classes, and Coaching Programs: The stories, insights, testimonials, successes, and examples describing Stefanie Ruth’s success and earnings potentials, is not typical. It is not guaranteed that you will achieve the same results or any specific results. Individual results will vary based on your skill set, work ethic, experience, motivation, external factors (economy), and any unforeseen risks. All information given is only for educational and entertainment purposes. Your decision to purchase, participate in, and/or use a product, class, program, or service, is purely voluntary. Consult with your physician or medical professional prior to beginning any program, receiving any service, and/or completing any coursework. There are no guarantees that the information provided will meet your expectations. There are no refunds or exchanges. 


Copyright & Intellectual Property: All information displayed on this website, in our classes, courses, products, or services is intellectual property created and owned by Stefanie Ruth of Live and Breathe Reiki LLC and is protected under Federal Intellectual Property Laws. You are not allowed, and it is illegal to copy or distribute any of our content or information without our expressed written consent.